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Staying safe while behind the wheel

With thousands of cars traveling New York roads every day, it is imperative that people understand how to react in situations where their safety is compromised by the unanticipated actions of others, environmental hazards and even weather conditions. When drivers are educated about what steps to take to stay safe on the road, they can better protect themselves, their passengers and other motorists on the road. 

According to the New York Department of Motor Vehicles, one of the most important preventative measures that drivers can implement to stay safer, is to drive defensively. However, people who are good defensive drivers are effective because they participate in several responsible behaviors including the following: 

  • They never drive under the influence of alcohol or drugs.
  • They always wear their seatbelt and ensure that their passengers do the same. 
  • They are constantly scanning their surroundings for signs of danger or potential hazards. 
  • They make sure their vehicle is properly maintained and repaired as needed. 
  • They use their turn signals and follow the rules of the road. 
  • They make sure to maintain an adequate following distance between them and other cars on the road. 

Many kinds of car accidents up across the country

The United States Department of Transportation released its yearly report on traffic fatalities in late 2017, and the figures were, to say the least, concerning. While not every category of accident fatality increased, some saw the largest single-year increases in over 25 years.

Regardless of the factors that contributed to each of these category increases, the overall picture that the report provides is one of increasing danger on the roads. Many of the most significant increases were in categories involving pedestrians, bicyclists and motorcyclists.

Avoid these costly mistakes when planning your estate

When you are faced with the task of writing your will and planning your estate, you may be wondering where the best place is to begin. This often time consuming process must be carefully navigated to avoid making costly errors that while seemingly smart in the moment, can have lasting consequences. At Goldberg Sager & Associates, we understand the risks that people face when writing a will and have helped many folks in New York to organize a dependable estate plan. 

If you are not familiar with how writing a will works or what a will is designed to do, it can be easy to make mistakes. In an article by the New York Times, several helpful suggestions are made to help you understand which traps to avoid when writing your will. Some of the things you should remember include the following:

  • Do not put property in anyone else's name while you are still alive. While you may think you are planning ahead, you can lose everything if the person you have listed suffers a major financial setback such as bankruptcy. 
  • Be aware of what the legalities are in your state regarding wills and estate planning. This way, you can create a plan that is legally binding and in working order. 
  • Maintain bank accounts in your name while you are living. Transferring your accounts into someone else's name while you are still alive means you will be dealing with probate taxes. 
  • Any time you amend or modify your will, immediately make the changes in writing to avoid contention and confusion down the road. 

Can consistent truck maintenance keep you safer?

If you are new to the trucking industry and have recently been hired as a truck driver in New York, you may have already begun making a list of actions you can take to protect yourself while driving. Your vigilance, responsibility and commitment to safety can significantly reduce the risks that you are involved in a serious accident. In fact, one of the most important things you can do is to be proactive about performing regular maintenance checks on your big rig. Guaranteeing that everything is working properly and is well-equipped for optimal road performance can prevent unnecessary problems which could dangerously compromise your own safety if your truck starts malfunctioning. 

According to Job Monkey, there are some primary components that you should pay extra attention to when you are completing a routine maintenance checklist before embarking on a long drive. These include the following:

  • Tire pressure: When you check your tires, you should make sure that pressure readings are accurate for the brand of tire you have. Keep in mind that driving at high speeds, in different terrains, in fluctuating temperatures and for extended periods of time can all cause your tires to lose air. Tires with bad pressure readings may be more prone to damage and can also make steering more difficult. 
  • Oil: Checking your oil can alert you to potential problems in relation to the health of your truck's engine. Dirty oil not only compromises the performance of your truck, but it can damage the engine resulting in costly repairs.
  • Brakes: If you hear high-pitched squealing or feel unsettling vibrations while braking, it is an indicator that your brakes need a checkup. Addressing the problem immediately is critical to keep you and other motorists safe from the potential of brake failure. Because you use your brakes constantly, it is imperative that you check them often. 

Why grandparents should do estate planning now

One of the biggest mistakes people make with estate planning isn't even the planning itself. It's the fact that they put it off. They procrastinate. They don't get the paperwork in place.

The reasons vary. Some feel intimidated by the process. Others don't like to talk about their own passing. Others feel like they have a lot of time left and can worry about it later.

Executing a will effectively and efficiently

When people are going through the process of planning their estate and establishing a will, one of the most important things they will need to do is find someone they trust who will be responsible for executing their will in New York. When they have selected someone, who is willing to carry out their wishes, it is critical that they discuss the responsibilities of this agreement with the person they have chosen. 

Once a person has passed away, their executor is put in charge immediately. The executor will begin by finding the original will and then tying up loose ends to avoid unnecessary confusion and legal repercussions in the future. Some of the things they should do include closing credit accounts, disposing of prescription drugs, collecting the deceased's mail, putting valuables in safekeeping and preparing death certificates. 

Car crash leads to arrest, injuries and death

Driving is a task that many people in Brooklyn enjoy until they are well past retirement age. Some older individuals do not drive and use public transportation and car-for-hire services. Many people who use rideshare and taxi services believe they can avoid accidents by not driving. Relying on another individual for transportation may seem convenient and less stressful. But when an accident causes serious or death to passengers, determining liability can become a challenge. 

There are many factors that make recovering from car accidents hard to recover from. Besides the physical and mental anguish of the trauma, the victims often experience financial difficulties. Victims and their loved ones can seek compensation from liable parties to help them overcome the financial challenges they encounter. 

6 myths about estate planning

You've never done your estate planning, despite knowing that it's definitely going to be needed eventually and knowing that having no plan in place puts your estate at risk.

Part of the reason is that you've heard a lot of contradictory information about estate planning. What is myth and what is reality? It gets overwhelming trying to sort it all out, so you keep putting it off.

Suggestions for driving safely during inclement weather

While people may be confident in their driving skills and ability to remain defensive when faced with obstacles, inclement weather, especially the kind that comes out of nowhere, can make anyone nervous. For folks who do not have the experience driving in certain weather conditions, one bad move could instantly put them and other drivers at risk of injury or even death. Because New York experiences a variety of weather types, people should prepare ahead of time for different conditions by taking the time to become educated on helpful suggestions for driving in poor weather.

According to the Federal Highway Administration, nearly 22 percent of all traffic accidents in the nation are caused by weather-related incidents. In these crashes, weather-related elements included the following:

  • Crosswinds
  • Fog
  • Snow
  • Rain 
  • Icy pavement

What causes subway accidents?

On the whole, the subway system in New York is fairly safe, but there are accidents. When they happen, with hundreds of people potentially involved, there is the chance for many injuries and even fatalities.

You trust the subway to work perfectly, every time, day in and day out. You may have ridden for years without a problem. However, any high-volume transportation system is just one small mistake away from an accident. It's critical to know why these happen and what options injured people have when they do.

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